Ok... let me start off by letting you know that the issue I wrote about in last weeks 'bonus section' where one of my accounts showed a $50 withdrawal that I didn't do has been fixed. It was a teller error and the money was returned to my account so the crisis has been averted!
This week I got another item I ordered with my Coke points. Its a messenger style bag, but its actually pretty shitty and I wish I hadn't ordered it. I'll most likely end up giving it away or throwing it out because I wont use it. At least it didn't cost me anything in reality. I did use 600 points to get it, but I have a ton of points I haven't entered yet and I don't order stuff all that often so its not the end of the world.
I have a few things coming up over the next few weekends that I have to try and budget for, or at least figure out where to take the money for! This Saturday there is a show (concert) that I'll be going to. Its a whole bunch of bands, mostly from RI, but its an all day thing so I will have to eat lunch & dinner out and I'm sure I will buy a couple of CDs or T-shirts from the bands that are playing. Then the Saturday after that is the annual Boston Comiccon which costs $25 just to get into! On top of that maybe I'll buy something, but there will also be gas to drive to Boston and I'm sure you can't park for free! Then I have to go straight from Comiccon to a friends birthday party in Burraville, RI. He's turning 8 and I want to get him a cool gift (still not sure what to get yet!) so there are a few expenses coming up!
School is going well and that bill has been paid so there is no worry there which is nice. I do however have to eat dinner on the go on school nights (Tuesdays & Thursdays). I have been getting a wrap-sandwich from Subway and a bottle of soda which ends up costing about $5.50. That's a pretty cheap dinner so I'm not complaining, but it is more money out of my checking account twice a week. Good thing those Subway points are still adding up!
There was also a trip to Philadelphia that I wanted to make next month, but I don't think that will work out so I wont have to worry about money for that. There is another band coming to Boston that I'll be going to see near the end of August, but I might be able to get into that one for free if it all works out. Its good to have low friends in high places sometimes!
The only other thing that happened this week was I went on a day trip to Maine with some friends in a band and I sold shirts for them at the show. It was actually a pretty good night and I sold a lot of stuff so when it was all said and done they paid me $100 for the days work. It was a long day but it was lots of fun and totally worth it!
Ok... with all that said, lets get down to the money talk! This week I got a paycheck for $612.82 ($39.12 went to my 401K). I'm going to take $50.00 and put it in my quarterly loan payment account, $25.00 into the potential vet bill account and put the remaining $537.82 into the mortgage account. I did make that additional $100 from helping my friends band and I already deposited that into regular checking account which had gotten pretty low. I didn't have any cans to return this week,but I did my standard $20 vacation transfer! So here is the wrap up...
Here is the week 30 wrap up:
$39.12 to my 401K
$25.00 to the future vet bill account
$20.00 to my vacation fund
Which makes the 2013 totals:
$1026.96 in my 401K
$600.00 in the vacation fund
$65.30 in the piggy bank
$400.00 in the quarterly loan payment account
$150.00 in my vet bill savings
$1583.00 in my money market
$1032.99 in my car account
For this weeks bonus I'm gonna do something that I've done a couple of times over the last 30 weeks, but I just want to make sure you see that simply by putting aside $20 a week I have saved $600 in my vacation account! Maybe you're saying you cant do that and you don't have an extra $20 a week, well even if you did 1/2 of that you would have $300. Whether you saved it for a vacation, a party, a fancy dinner, new clothes... whatever... you would have cash on hand just by cutting out 1 fast food meal per week, 1 pack of cigarettes or a couple of trips to Dunkin Donuts. Saving is something that anyone can do, but everyone makes excuses about why they can't do. Just decide you're going to do it, set an achievable goal and start today!
PS. I feel like I kinda phoned it in this week and the blog doesn't have much info in it. If you noticed too then I'm sorry and I'll try to do better next week even though there wont be much saving next week.
No comments:
Post a Comment