So its week 8 of our little journey in savings. I'll be honest, by this point I would have saved a few hundred dollars in a couple of different accounts in addition to the money in my vacation savings and the money from returning deposit cans & bottles. So needless to say I'm kind of disappointed and I feel bad that I made this sound like it would be so exciting on weeks #1 & 2. Hopefully you're still with me and I really do promise that in the next few weeks I'll be back on schedule paycheck wise and there really will be some saving going on!
Ok... this week I actually got 2 checks. 1 from my job and 1 from the insurance company paying for some of the time I was out after my surgery. It's gonna get confusing because Aetna Insurance literally screwed up everything with my claim. Not only did things take WAY longer than they should have to get any money coming in, but they gave me the wrong info they took taxes out of the check even though I told them not to. They are supposedly trying to fix that situation, but I'm doubtful that they will actually do anything to make it any better. They are also trying to tell me that there is a 5 day waiting period where I get NO money from them and that if I wanted to be paid for the first 5 days I had to use sick days. The people in the HR department at my work said that is not the case and that the insurance company does have to pay me so I will try to sort that out next week. The last bit of confusion is that I just got a bill from my health insurance for money they say I owe them because they took no money out of my paychecks for 4 weeks, but that should not be the case either. As far as I know you have to be out for over a month before you have to pay for your insurance out of pocket. I'll deal with that next week with the HR people at work.
This week my income consists of a check from my job for $85.99 that covers 1 day (January 21st). The insurance company will need to pay me for the other 4 days of that week, but those are the 'waiting period days' that they are telling me I don't get. Like I said, that will get fixed asap!
The other check that I got was for $652.56 from Aetna Insurance. This check is covering the 2nd & 3rd weeks I was out (January 27th - February 9th). I should be getting 2 more checks for a total of 9 days pay from Aetna and then next Friday I will get a full regular paycheck from my job.
As far as savings go this week there was not much, but I did make the $20 transfer to my vacation account even though my checking account is still 'in the red'. I had mentioned before that I 'hide' money in my checking account so its not really negative/overdrawn, but in my checkbook register it shows negative and when I get back on track I will 'replace' the 'hidden' money. Also because I got a work check there was a little bit of money put in my 401K.
So let me give you the week 8 wrap up:
$7.65 to my 401K
$20 to my vacation fund
which makes the 2013 totals...
$172.72 in my 401K
$160 in the vacation fund
$20.05 in the piggy bank
Now this is a total coincidence, but I feel like I need to mention it. In my world of OCD the #72 is my number. When I pump gas I always top it off to how ever many dollars & .72 cents (if its not possible to get there without spilling gas on the ground, I settle for .27 cents). Also in my car I usually keep the climate control on 72 degrees, I've given wedding gifts in the amount of $127.72, I have shirts & jerseys with the #72 on them etc etc etc.... I'm crazy! I wanted to point this out because I was pleasantly shocked when I saw that my 401K total for the year is $172.72... what were the odds!
All righty.... see you all next week with hopefully some more money from the insurance company and some other info about fixing some of the issues they have caused!
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